(SMT) Money Matters Ltd, 2 Highams Hill, Gossops Green, Crawley, West Sussex RH11 8BS.
(SMT) Money Matters Ltd is registered in England & Wales no. 5934639. Registered office: as above.
(SMT) Money Matters Ltd is authorised and regulated by the Financial Conduct Authority.
The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK
Specialist Services


Innovative solutions are available to those who perhaps seek a more sophisticated investment strategy. Maybe you perceive taxation as a means potentially to increasing your wealth, actively taking advantage of tax relief while actually reducing your IHT liability? Perhaps you need a bridging loan or are looking to purchase a commercial property through your pension fund? Our specialist advice can help you make it happen.

With any investment, it is important to understand the risks involved. Venture Capital Trusts (VCT's) and Enterprise Investment Schemes (EIS's) are not protected by the Financial Services Compensation Scheme and are not suitable for everyone. The UK government however offers serious tax incentives to investors who are comfortable with an increased exposure to risk.

Some VCT's offer up to 30% income tax relief on the amount subscribed, tax free dividends and tax free capital gains. EIS's can offer 30% upfront income tax relief, Capital Gains Tax deferral, 100% inheritance tax relief after two years, up to 50% loss relief on any holding that falls in value, and tax-free growth. Conditions apply and it is important to remember that the value of an investment may fall as well as rise and an investor may not get back the full amount invested. Also, tax treatment is dependent on individual circumstances and may be subject to change. These products invest in small companies which, by their nature, have a higher risk profile than larger companies. Choosing the right investment manager with the skills and expertise in this highly specialist area is therefore essential.

Maybe you need help with Property Finance: further lending against your home; a bridging loan to develop a property before selling it on; funding to purchase your own business premises. There are countless possibilities. We can recommend innovative and market leading products which offer cheap, fast and flexible lending.

For those with a greater appetite for risk we can therefore help with tax planning, securing investments with desirable tax benefits, reducing your tax burden and potentially generating attractive tax-free returns. So, if you have worked hard for your money, why not make your money work hard for you.

For information relating to Equity Release, kindly refer to the Mortgages Advice section of this website.

For information relating to Long Term Care, kindly refer to the Protection section of this website.

The Financial Conduct Authority does not regulate commercial mortgages.

Levels, bases of and reliefs from taxation are subject to change and their value depends on the individual circumstances of the investor.